Benefits of Our Education Loans

Discover how our education financing solutions can help you achieve your academic goals without financial stress.

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Competitive Interest Rates

Our education loans offer some of the most competitive interest rates in the market, ensuring you pay less over the life of your loan compared to other lenders.

  • Fixed and variable rate options available
  • Interest-only payments while in school option
  • Rate reductions for automatic payments

Interest Rate Comparison

EduFund Fixed Rate 4.99% - 7.99%
Federal Direct Loans 5.50% - 7.54%
Other Private Lenders 6.50% - 12.99%

*Rates as of June 2023. Actual rates may vary based on creditworthiness and other factors.

Flexible Repayment Options

We understand that every student's financial situation is unique. That's why we offer multiple repayment plans to fit your needs.

Immediate Repayment

Start paying principal and interest immediately after disbursement.

Interest-Only

Pay only interest while in school and for 6 months after.

Deferred

Make no payments while in school and during grace period.

Graduated

Start with lower payments that increase over time.

Flexible repayment

Global Education Coverage

Whether you're studying at home or abroad, our loans can cover your educational expenses at thousands of accredited institutions worldwide.

Domestic Programs

Coverage for all accredited colleges and universities in your home country.

International Study

Funding for study abroad programs and full degrees at foreign institutions.

Vocational & Certification

Loans available for professional certifications and vocational training.

What's Covered?

Tuition & Fees

100% of school-certified tuition and mandatory fees

Room & Board

On-campus or off-campus housing and meal plans

Equipment

Computers, lab equipment, and other required materials

Transportation

Travel expenses for study abroad programs

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More Advantages

Career Support

Access to our career services including resume review, interview preparation, and job search resources.

Cosigner Release

After 24-48 months of on-time payments, you may apply to release your cosigner from the loan.

Death & Disability Protection

Loan forgiveness in case of death or permanent disability of the borrower.

Ready to Take Advantage of These Benefits?

Start your application today and secure the funding you need for your education.