Comprehensive Education Financing Solutions
Access tailored loan products designed specifically for students pursuing higher education across diverse academic disciplines and institutions worldwide.
Access tailored loan products designed specifically for students pursuing higher education across diverse academic disciplines and institutions worldwide.
Financing solutions for students pursuing bachelor's degrees across all academic disciplines.
Specialized financing for master's, doctoral, and professional degree programs.
Funding solutions for students pursuing education abroad at accredited institutions.
Financing for certificate programs, technical training, and professional certifications.
Special loan products for high-achieving students with competitive terms.
Financing options for parents supporting their children's education.
Our education loans offer interest rates that are consistently lower than credit cards and personal loans. We provide both fixed and variable rate options to suit different financial strategies. Fixed rates provide payment stability, while variable rates may offer initial savings with the potential for fluctuation.
Choose from multiple repayment options including immediate repayment, interest-only payments while in school, or full deferment until after graduation. Our graduated repayment plans allow for smaller initial payments that increase as your earning potential grows. Loan terms range from 5 to 25 years depending on the loan amount.
Students with limited credit history can apply with a creditworthy cosigner to qualify for better rates. After making 24-48 consecutive on-time payments, borrowers may apply to release their cosigner from the loan obligation. This provides financial independence while maintaining the initial benefit of a cosigner.
All loans include death and disability discharge provisions. We offer temporary hardship forbearance options for qualified borrowers experiencing financial difficulty. Our loans have no prepayment penalties, allowing you to pay off your loan faster without additional fees.
| Feature | Federal Student Loans | EduFund Loans | Other Private Loans |
|---|---|---|---|
| Interest Rates | Fixed by government | Fixed or variable, competitive | Typically higher |
| Repayment Options | Standard plans available | Multiple flexible options | Often limited |
| Borrowing Limits | Annual/cumulative caps | Up to cost of attendance | Varies by lender |
| Cosigner Release | Not applicable | After 24-48 payments | Rarely offered |
| International Schools | Limited coverage | Thousands worldwide | Limited coverage |
*This comparison is for general informational purposes only. Specific terms may vary based on individual circumstances.
Take the first step toward funding your academic aspirations with our comprehensive education loan solutions.